Timing is everything, and you won’t have to stand in line if you’re home or condo shopping in South Florida now.
Lang Realty’s 200+ agents will tell you this is the best time to buy. Why? Less competition with other buyers bidding for the same property. Motivated sellers who want to close sooner not later. A closing can take as long as three months. And trends for both conventional and lower VA or FHA government-backed mortgage rates. Lang Realty has a mortgage calculator: Mortgage Calculator
If you’re a first-time buyer, Lang Realty specializes in listings in Boca Raton, Delray Beach, Boynton Beach and Jupiter in Palm Beach County and in Port St. Lucie. Since 1989, Lang Realty has been Palm Beach County’s #1 broker in golfing communities, waterfront properties, luxury estate homes and family neighborhoods. You’ll also find listings for 55+ communities, now called active adults, and new construction. You can see featured listings here: Exclusive Lang Realty Properties
Most agents will ask buyers to be pre-qualified so they can move fast. Conventional lenders rates depend on the size of the loan; the borrower’s credit score; the downpayment; employment status, or if this will be the primary residence or a vacation home. Tax advantages here favor full-time residents. And if you’re moving to the Sunshine State from up north, you’ll be surprised how much lower property taxes are here. You may even qualify for a Homestead Exemption: Palm Beach County Property Appraiser’s Office
Here’s Lang Realty’s frequently asked questions: Florida Real Estate Tax Laws and Benefits for Property Owners
