If you’re a first-time homebuyer in the Sunshine State or moving into a community with a condo or homeowners association, you’ll want to know the role of wind mitigation reports in Florida home purchases.
As your Lang Realty agent will explain, a certified home inspector will assess how resistant your home and roof is to Florida weather, like a storm or in the unlikely event of a hurricane. You’ll also want to know if wind mitigation is required in Florida. Not by state law or code, but a condo or HOA will usually insist on that additional home inspection to provide discounts on their overall property insurance cost and protection.
What is the average cost of a wind mitigation inspection?
The range is $85 to $125, but the discounts provided in individual and group insurance often outweigh the expense. Even though there are no Florida wind mitigation requirements per se, the average home inspection will always include compliance with Florida’s building codes for roofs to receive an insurance discount. And more good news for homeowners… A Florida wind mitigation report lasts for five years and can be updated with any property improvements made in that time frame.
