The state of Florida’s Homeowners’ Association Act specifies what HOAs are legally entitled to do. If you’re new to moving into a development governed by an HOA, it’s a board of volunteers that residents elect to enforce governing documents; determine how much and how your monthly fee is spent; settle disputes; enact assessments, and determine what you can and can’t do with your property.
Your monthly HOA fee may cover insurance policies, hire auditors, cover common areas like a pool or clubhouse, pay for repairs and improvements, and hire a pool and landscaping companies. You can’t opt out of belonging to an HOA. So, your Lang Realty agent will help you understand why HOA rules and documents matter for buyers.
How to Find an HOA’s Rules Before Buying a House
HOA’s rules are before buying a house? You can check the HOA’s website or contact the management company. There’s always a property management company. Or send a written request to the association’s board.
What to look for in HOA documents?
Your Lang Realty agent will help you make a priority list, from flood insurance to whether roofs are covered. Some HOAs have strict limits on the size of dogs allowed; if you can park a commercial vehicle in your driveway and even flag flying rules. If you’re buying a condo here, Florida has a separate statute for COAs. And some communities are governed by a POA, a property owners association with similar rules and restrictions as an HOA. Here’s a link to Florida’s HOA statute: Chapter 720 – 2024 Florida Statutes